Personal Information Data Protection

We will store and process your information on the Hensex Securities computers and in any other way. By “your information” we mean personal and financial information we (a) obtain form you or from third parties (such as joint account holders, credit reference agencies or other organizations when you apply for an account or any other product or services), or (b) learn from the way you use and manage your account(s), from the transactions you make and from the payments which are made to your account(s).

We and other companies in the Hensex Securities will use your information to manage your account(s), give you statements and provide our services, for assessment and analysis (including credit and / or behavior scoring, market and product and services (including those of others ) which may be of interest to you (although other members of the Group will only send marketing material to you with your consent). If you do not want to receive information about our product and services, please visit or write to your local branch.

The information provided by you will be kept confidential. We will not disclose any such information outside of the Hensex Securities except :

To credit reference and fraud prevention agencies and other organizations who may record, use and give out information to other lender and insurers. The information may be used to make assessment for credit and all type of insurance, for debt tracing and to prevent fraud and money laundering.

To person acting as our agents under a strict code of confidentiality.

To anyone to whom we transfer or may transfer our rights and duties under your Customer Agreement.

As required by law or regulation.

If we transfer your information to a service provider or agent in another country, we will make sure the service provider or agent aggress to apply the same levels of protection as we are required to apply to information held in the India and to use your information only for the purpose of providing the service to you.